Dummy Ticket Payment Methods: UPI, Cards and Netbanking via Razorpay

Paying for a visa reservation should take less time than finding your passport. You choose a method on the Razorpay checkout, approve it in your bank or UPI app, and the reservation arrives by email. This guide covers each method in detail, the price in each currency we list, what proof of payment to keep, and what to do in the rare case that money leaves your account but the order doesn't update. Safety points come from Razorpay's own documentation and from the Reserve Bank of India, linked at the end.

Paying for a reservation: key facts

Which payment methods can you use?

Three: UPI, cards and netbanking, all on the Razorpay checkout that opens when you place an order on our booking page. Razorpay's documentation describes cards (debit and credit), UPI through apps such as Google Pay, BHIM and PhonePe, and netbanking among the methods its standard checkout supports.^[1] It also processes cards issued by banks outside India on the major networks, which matters if you're applying from the UK, the Gulf or elsewhere.^[2]

Which one should you pick? In India, UPI is usually the quickest: scan or tap, enter your UPI PIN, done. Outside India, a card is the simplest route. Netbanking suits people whose UPI daily limit is already used, or who prefer to pay straight from a bank login.

The checkout shows the options available for your order and currency. If none of them works for you, message us on WhatsApp before paying rather than after.

How much is it in your currency?

We price the same reservation in eight currencies so you aren't left guessing at an exchange rate. The price covers one passenger, whether the route is one way or round trip.

A family of four flying Mumbai to Paris and back, for example, would pay four times the per-passenger price: ₹2,796 in India. Each traveller's name appears on the reservation exactly as entered, so check spellings before you pay.

If your card is billed in a different currency from the one you paid in, your own bank applies its exchange rate and may add a foreign transaction fee. Razorpay's international FAQ doesn't set those; they come from your card issuer, so check with your bank if it matters.^[2]

How does paying by UPI work?

UPI moves money straight from your bank account using an app on your phone, and you approve each payment with your UPI PIN.

1. On the booking page, fill in the passenger names and route, then choose to pay.
2. On the Razorpay checkout, pick UPI. On a phone you can open your UPI app directly; on a laptop you'll usually scan a QR code.
3. Check that the payee and amount in your UPI app look right, then enter your UPI PIN in the app.
4. Wait on the page until it confirms. Don't close it or pay twice if the app is slow.
5. Note the reference your UPI app shows for the payment, and your order reference from our confirmation page.

Two safety rules matter here. First, your UPI PIN is for paying, and you should never share it, or any OTP, with anyone; the Reserve Bank of India's public advice lists not sharing "Password, PIN, OTP, CVV, UPI-PIN" with anyone.^[7] Second, you never need to enter a PIN to receive money. RBI's safe digital banking guidance warns that receiving money does not require scanning a QR code or entering a PIN.^[8] If anyone claiming to be a refund desk asks you to "approve" a request to get money back, stop: that request would take money out.

Paying by debit or credit card

Cards work from anywhere. Enter the card details on the Razorpay checkout, then complete whatever extra check your bank asks for, often an OTP or an approval in your banking app. Razorpay states that it supports payments by cards issued by overseas banks on networks including Visa, Mastercard, Amex, Diners and Discover.^[2]

Your card details go to Razorpay, not to us. Razorpay lists PCI-DSS Level 1 among its compliance certifications and says all its services are served over HTTPS using TLS.^[3] PCI-DSS is the card industry's data security standard.

If an overseas card is declined, ask your bank whether it stopped an online payment to a merchant abroad. Approve it in your banking app or call the number on the back of the card, then try again. Our guide to paying safely lists the warning signs that a payment page isn't genuine.

Paying by netbanking

Choose netbanking, pick your bank from the list, and you'll be sent to your bank's own login page. Log in there, approve the payment, and you'll be returned to our confirmation page. Razorpay supports netbanking with many Indian banks by default.^[1]

One tip: check the address bar when your bank's page opens. It should be your bank's own domain. Never type netbanking passwords into a page you reached from a link in a text message or chat.

UPI, card or netbanking: which suits you?

What does your payment confirmation show?

After payment, our confirmation page and your order tracking page show the details we hold for your order: the order reference (it starts with "DTP"), the passenger, the travel date, the amount and the payment and delivery status. The confirmation email carries the same order reference, and the reservation PDF follows once it's ready.

Behind the scenes, Razorpay keeps its own record of the payment. Its payment IDs start with "pay_", and each record holds the amount, currency, method (card, netbanking, UPI and so on), status, and the email and phone number used at checkout.^[5] Your bank or UPI app keeps a third record with its own reference.

Which should you keep? All three, at least until the reservation has arrived and you've checked it. If you ever need to raise a query, the order reference tells us which booking it is, and the bank or UPI reference lets your bank trace the money. Don't send us screenshots that show your full card number or account details; the last four digits and the reference are enough.

What if money is debited but the order doesn't update?

Don't pay again straight away. Payments sometimes take a few minutes to confirm when a bank is slow to reply. Razorpay calls this late authorisation: a network issue or technical error interrupts the payment, and the money may or may not have been debited.^[4]

1. Open your order on our tracking page with your order reference and email. It shows whether the payment has been confirmed, and lets you complete a pending payment.
2. Wait a short while and refresh. Razorpay checks the status with the bank at regular intervals.^[4]
3. Message us on WhatsApp or by email with your order reference and the bank or UPI reference if it still shows unpaid.
4. If the payment failed, Razorpay says the issuing bank auto-refunds the amount, typically in 7 to 10 working days.^[4]

India's rules back this up. RBI's 2019 framework on failed transactions requires that where an account is debited but the merchant's system gets no confirmation, the amount is reversed automatically within T+5 days for online card payments and for UPI payments to merchants, with compensation of ₹100 per day of delay beyond that.^[6] Razorpay's documentation also notes that payments authorised but not captured are refunded automatically in 5 days.^[4]

How do you know a payment page is genuine?

A genuine checkout and a copycat page can look alike at a glance. A few checks protect you:

• Start from our site, typed or bookmarked, and pay only through the checkout that opens from our booking page.
• Look for the padlock and the right address before entering anything. Razorpay serves its services over HTTPS.^[3]
• Never share an OTP, PIN, CVV or UPI PIN, not even with someone claiming to be from a bank, from Razorpay or from us. RBI's advice is the same.^[7]
• Ignore "refund approval" requests that ask for your PIN. Receiving money never needs one.^[8]
• Be wary of anyone asking for payment to a personal UPI ID in a chat instead of the checkout.

Our scam-avoidance guide covers fake reservation sellers in more detail.

How do refunds come back?

Under our Cancellation & Refund Policy, full refunds apply if we fail to deliver within 3 hours of payment, if the PNR wasn't valid or verifiable on the airline website at delivery, or if we made a mistake in the name, date or route you submitted. Changed plans and refused visas are not refundable. Once a refund is approved we process it within 24 hours, and the money lands back on the card, UPI account or bank account you used within 5 to 7 business days, subject to your bank's processing.^[9] Our refund guide and cancellation guide go through each case.

Ready to pay and book?

Fill in your names and route on the booking page, pay by UPI, card or netbanking, and you'll receive your reservation by email in about 10 minutes, with a live PNR you can check on the airline's site. It is a reservation for a visa or onward-travel check, not a paid fare, and it cannot be used to fly. Each reservation remains live for up to 2 weeks (the airline sets the precise period), so time your booking close to the appointment.

Not sure what you need? Read flight reservation for visa, check requirements by country, see our Schengen guide, or look at onward tickets and hotel bookings. Once it arrives, verify it on the airline's site, and our PNR guide explains what the booking reference means. You can also start from the home page.

Payment questions people ask

Sources

All sources last checked: October 2026.

1. Razorpay Docs, Payment methods.
2. Razorpay Docs, International payments FAQs.
3. Razorpay Docs, About Razorpay security.
4. Razorpay Docs, Payments FAQs (late authorisation, failed payments, auto-refund).
5. Razorpay Docs, Fetch a payment with ID (payment ID format and fields).
6. Reserve Bank of India, Harmonisation of turn around time and customer compensation for failed transactions, circular DPSS.CO.PD No.629/02.01.014/2019-20, 20 September 2019.
7. Reserve Bank of India, Press release on safe digital transactions, 22 June 2020.
8. Reserve Bank of India, Safe Digital Banking Practices (PDF).
9. DummyTicketPrice, Cancellation & Refund Policy.